Terms of Service

Welcome to Momentum Finance!

These Terms of Service ('Terms') govern your access to and use of the website, content, and services ('Services') provided by Momentum Finance Inc. ('we', 'us', 'our'). By accessing or using our Services, you agree to be bound by these Terms.

1. Definitions

'Service' refers to the educational platform, including all content, tools, and features provided by Momentum Finance.

'User', 'you', 'your' refers to the individual or entity that creates an account and uses the Service.

'Content' means all information, text, graphics, videos, or other materials available through the Service.

2. Use of Services

Eligibility: You must be at least 18 years old to use our Services. By creating an account, you represent that you meet this requirement.

Account Responsibility: You are responsible for safeguarding your account password and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.

License: We grant you a limited, non-exclusive, non-transferable, and revocable license to use our Service for your personal, non-commercial use, subject to these Terms.

3. User Obligations

You agree not to misuse the Services. This includes, but is not limited to:

- Sharing your account credentials with others.

- Reproducing, duplicating, or selling any part of our Content or Service without our express written permission.

- Using the Service for any illegal or unauthorized purpose.

- Posting content that is unlawful, harmful, or infringes on the rights of others.

4. Payments, Subscriptions, and Refunds

Subscriptions: Some parts of the Service are billed on a subscription basis. You will be billed in advance on a recurring, periodic basis (e.g., monthly or annually).

Billing: By providing a payment method, you authorize us to charge the subscription fees to it. Should automatic billing fail, we may suspend your access to paid features.

Cancellations: You may cancel your subscription at any time through your account settings. The cancellation will take effect at the end of the current billing cycle.

Refunds: Subscription fees are non-refundable except as required by law. We do not provide refunds or credits for any partial subscription periods.

5. Intellectual Property

All rights, title, and interest in and to the Service (excluding content provided by users) are and will remain the exclusive property of Momentum Finance Inc. and its licensors. The Service is protected by copyright, trademark, and other laws of both Canada and foreign countries.

6. Disclaimers and Limitation of Liability

Our Service provides educational content for informational purposes only. We are not a financial advisory service, and the Content should not be construed as financial, legal, or tax advice. You should consult with a qualified professional before making any financial decisions.

The Service is provided on an 'AS IS' and 'AS AVAILABLE' basis without any warranties. In no event shall Momentum Finance Inc. be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of the Service.

7. Governing Law

These Terms shall be governed and construed in accordance with the laws of the Province of Ontario, Canada, without regard to its conflict of law provisions.

8. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of any significant changes. By continuing to use the Service after those revisions become effective, you agree to be bound by the revised terms.

9. Contact Us

If you have any questions about these Terms, please contact us at [email protected].